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Privacy Policy

This Privacy Policy shall be effective as of 10/20/2023

This privacy policy shall be effective as of October 20, 2023

 

Liquidus Funding LLC values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services, and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated with Liquidus Funding LLC of our commitment and realization of our obligation not only to meet, but to exceed, most existing privacy standards.

 

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. We also encourage you to review Liquidus Funding LLC’s Terms & Conditions where we require your consent to process your personal information. 

 

This Policy applies to Liquidus Funding LLC, and it governs any and all data collection and usage by us. Through the use of www.liquidusfunding.com, you are therefore consenting to the data collection procedures expressed in this Policy.

 

Please note that this Policy does not govern the collection and use of information by companies that Liquidus Funding LLC does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in which websites garner, make use of and share the information collected.

 

Specifically, this Policy will inform you of the following

  1. What personally identifiable information is collected from you through our website;

  1. Why we collect personally identifiable information and the legal basis for such collection;

  1. How we use the collected information and with whom it may be shared;

  1. What choices are available to you regarding the use of your data; and

  1. The security procedures in place to protect the misuse of your information.

 

Information We Collect

 

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as:

  • Voluntarily provided information that is required by law (e.g. to verify your identity) and/or is necessary to provide the requested services (e.g. you will need to provide three (3) months of bank statements).  For example, when you wish to seek business financing from us or one of our financing partners, we will ask you to provide your contact information, business information, personal identification information, and financial information in order to fulfill our service obligations to you.

  • Information automatically collected when visiting our website, which may include cookies, third party tracking technologies and server logs.

  • Publicly available information from government records

  • Aggregrated or deidentified consumer information

 

In addition, Liquidus Funding LLC may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.

 

Liquidus Funding LLC may also deem it necessary, from time to time, to follow websites that our users may frequent to gleam what types of services and products may be the most popular to customers or the general public.

 

Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for on this Policy.            

 

Why We Collect Information and For How Long

 

We are collecting your data for several reasons:

  • To better understand your needs and provide you with the services you have requested;

  • To fulfill our legitimate interest in improving our services and products;

  • To send you promotional emails containing information we think you may like when we have your consent to do so;

  • To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;

  • To customize our website according to your online behavior and personal preferences.

 

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

 

Use of Information Collected

 

Liquidus Funding LLC does not sell, rent or lease any of its customer lists and/or names to any third parties.

 

Liquidus Funding LLC may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from www.liquidusfunding.com

 

Liquidus Funding LLC may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.

 

Liquidus Funding LLC may feel it necessary, from time to time, to contact you on behalf of our other external business partners with regards to a potential new offer which may be of interest to you. If you consent or show interest in presented offers, then, at that time, specific identifiable information, such as name, email address and/or telephone number, may be shared with the third party.

 

Liquidus Funding LLC may find it beneficial to all our customers to share specific data with our trusted partners in an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support and/or arrange for deliveries to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver those services which you requested, and as such they are required, in accordance with this agreement, to maintain the strictest of confidentiality with regards to all your information.

 

Liquidus Funding LLC uses various third-party social media features including but not limited to Facebook, Twitter, LinkedIn, Instagram and other interactive programs. These may collect your IP address and require cookies to work properly. These services are governed by the privacy policies of the providers and are not within Liquidus Funding LLC's control.

 

Disclosure of Information

 

Liquidus Funding LLC may not use or disclose the information provided by you except under the following circumstances:

  • as necessary to provide services or products you have ordered;

  • in other ways described in this Policy or to which you have otherwise consented;

  • in the aggregate with other information in such a way so that your identity cannot reasonably be determined;

  • as required by law, or in response to a subpoena or search warrant;

  • to outside auditors who have agreed to keep the information confidential;

  • as necessary to enforce the Terms & Conditions;

  • as necessary to maintain, safeguard and preserve all the rights and property of Liquidus Funding LLC.

 

Non-Marketing Purposes

 

Liquidus Funding LLC greatly respects your privacy. We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in Liquidus Funding LLC products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

 

Children under the age of 18

 

Liquidus Funding LLC's website is not directed to, and does not knowingly collect personal identifiable information from, children under the age of thirteen (18). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (18), we shall immediately take the necessary steps to ensure that such information is deleted, aggregated, or anonymized as soon as possible, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (18) must seek and obtain parent or guardian permission to use this website.

 

 

Unsubscribe or Opt-Out

 

All users and visitors to our website have the option to discontinue receiving communications from us by way of email or newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to info@liquidusfunding.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe or opt-out. Liquidus Funding LLC will continue to adhere to this Policy with respect to any personal information previously collected.

 

Links to Other Websites

 

Our website may contain links to affiliates and other websites. Liquidus Funding LLC does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our website.

  

Security

 

Liquidus Funding LLC takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the webpage.

 

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control.

 

The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information.

 

California Privacy

 

In addition to the rights provided for above, the information contained in this section applies solely to individuals who reside in the State of California.  We adopt this notice to comply with the California Privacy Act of 2018 and California Privacy Rights Act of 2020 (together, the “CCPA”) and any terms defined in the CCPA have the same meaning when used in this Policy.

Liquidus Funding LLC may collect, or has collected, the following categories of personal information from California residents within the last twelve (12) months:

Category
Identifiers
First and last name; email address; phone number; home address; social security number, driver’s license, passport, or other government issued identity document; password and account credentials; Employer Identification Number (or comparable number issued by a government); and other contact and personal identification information
Commercial information
Payment histories; account balances and activity; products and services that you have purchased, obtained, or considered; utility bills; profit and loss statements; income statements; credit score and other credit report information; information about transactions you make on the Services; and/or other purchasing or consumer histories, tendencies, and preferences
Internet or other electronic activity information
Cookie identifiers; pixel tags; embedded scripts; tags; IP address, device identifier, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons, and the language version of the Websites and Apps you are visiting; geolocation data, browsing history, time spent on the Platform, pages visited, links clicked, language preferences, patterns of use, and the pages that led or referred you to our Platform including individual Websites and Apps
Personal information categories listed in the California Civ Code § 1798.80(e)
First and last name; phone number; home address; signature; social security number, driver’s license, passport, or other government issued identity document; payment card information; bank account information
Geolocation data
Global Positioning System (“GPS”) data based on your IP address
Characteristics of protected classifications under California or federal law
Date of birth; demographic information (e.g., nationality, gender)
Audio, electronic, or visual information
Photographs; recordings of calls to or from our customer service centers
Professional or employment-related information
Office location, job title, and/or description of role
Inferences about you
Inferences based on information about an individual to create a profile about a consumer reflecting the individual’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes

We may disclose your personal information to service providers for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not to use it for any purpose except performing the contract.

 

Liquidus Funding LLC will not retain any information we collect from you for longer than is reasonably necessary for the disclosed purpose of using such information.  Our determination of precise retention periods will be based on (1) the length of time we have an ongoing relationship with you; (2) whether there is a legal obligation to which we are subject; and (3) whether retention is advisable in light of our legal counsel (such as in regard to regulatory investigations, applicable statutes of limitations, or litigation)

 

Your California Privacy Rights

 

The CCPA provides California residents with specific privacy rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

 

If you are a California resident, you have the right to make the following requests under applicable California law in relation to your personal information, subject to certain exceptions:

 

  • Right to Know. You have the right to, up to twice in a 12-month period, request what personal information we collect, use, disclose, and/or sell, and to whom, as applicable. You may request either a report disclosing the general categories of the personal information we collect, or a report disclosing the specific pieces of personal information we collect.

  • Right to Delete. You have the right to request, under certain circumstances, the deletion of your personal information that we collect.

  • Right to Opt-Out of Sale or Sharing. You have the right to opt-out of the “sale”/“sharing” of your personal information, as those terms are defined under California law.

  • Right to Limit Use and Disclosure. You have the right to limit the use or disclosure of your sensitive personal information to only the uses necessary for us to provide our products and services to you, or for certain other authorized purposes. We will not use or disclose your sensitive personal information after you have exercised your right unless you subsequently provide consent for the use of your sensitive personal information for additional purposes.

  • Right to Correct. You have the right to request the correction of your inaccurate personal information.

  • Right to Non-Discrimination. You have the right not to receive discriminatory treatment for the exercise of the privacy rights described above.

 

You can exercise your rights by contacting us at info@liquidusfunding.com, or by contacting customer service at (800) 557-3085

 

Any request you submit to us is subject to an identification and residency verification process as permitted by the CCPA.  We will not fulfill your request unless you have provided sufficient information that enables us to verify that you are the consumer about whom we collected personal information on.  In order to verify you, you must provide us with your first name, last name, and email address.

 

Acceptance of Terms

 

By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and acceptance of such changes.

 

How to Contact Us

 

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number or mailing address.

 

Email: Info@liquidusfunding.com

Telephone Number: 800-557-3085

Mailing Address:
Liquidus Funding LLC
635 S Hobart Blvd #432
Los Angeles, California
90005

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